Do you accept insurance?
Yes, I accept several insurance plans. However, I am not able to accept all insurance plans.
Reasons for this:
- Insurance companies limit how many providers they allow to see their consumers.
- Insurance companies may exclude services by certain types of providers.
- Insurance companies may require an application be submitted before they consider qualifying a provider.
- Applications take hours to prepare and weeks for them to process. Submitting an application doesn’t guarantee they will accept me as a provider.
- Some insurance companies pay rates I’m not able to accept.
Clients with Flex Spending Accounts (FSA) or Health Savings Account (HSA) can use these accounts to pay for my services.
Pros and Cons of Using Insurance
Pros
- It’s a benefit you’ve earned through your employer.
- If services are covered, your costs are likely reduced.
- It may help you access multiple services at the same time like counseling and psychiatry.
Cons
- Mental/Behavioral health care services are often not covered in the same way as medical health care.
- You may have to meet a deductible before your benefits start to pay for services.
- There may be limits to how many sessions and what type of services you get.
- Your insurance company may require additional paperwork and/or assessments be completed.
- Your insurance company will require a diagnosis to process your insurance claims.
- Your insurance company may request to access your records and/or to request private medical information.
- If your insurance company chooses not to pay a claim, you will be responsible for the balance.
Does my insurance cover your services?
To be sure, I need to verify your insurance to determine what your coverage allows.
Not to worry, if your insurance does not cover my services there are other options. I accept direct pay clients that: choose not to utilize their insurance, are uninsured at this time, or their insurance does not cover my services directly.